What this helps with
Use this when a vehicle was financed, repossessed, threatened with repossession, sold after repossession, or followed by a deficiency claim.
What to look for
- Retail installment contract, buyer’s order, TILA disclosure box, GAP, warranties, and add-ons
- Repossession notice, right-to-redeem/reinstate language, sale notice, sale result, and deficiency calculation
- Payment history, late fees, insurance, cancellation/refund documents, and communications with the lender/dealer
- Arbitration, assignment, FTC Holder Rule, UCC Article 9 notice, and state-specific consumer protections
Suggested next steps
- Create an auto-finance case.
- Run the retail transaction review.
- Upload finance and repossession paperwork for issue spotting.