CC Consumer Credit IQ
Legal information and document-preparation assistance only. Not a law firm. No attorney-client relationship.

Last updated September 8, 2026

Terms of Use

The ground rules for using Consumer Credit IQ.

Informational and document-preparation service

  • Consumer Credit IQ provides self-help information, document organization, issue spotting, draft text, and workflow tools for consumer-credit, debt-collection, retail-purchase, auto-finance, and related matters.
  • The service is not a law firm, does not provide legal advice, and does not create an attorney-client relationship.
  • You are responsible for reviewing, editing, verifying, signing, serving, filing, and using any document or information generated by the service.

User responsibilities

  • You must provide accurate information and only upload documents that you have the right to use.
  • You must independently verify all court deadlines, filing requirements, service rules, statutes, regulations, and local rules.
  • You should consult a licensed attorney promptly for lawsuits, judgments, garnishments, bankruptcy, appeals, urgent deadlines, or anything that could materially affect your rights.

No guarantees

  • We do not guarantee legal outcomes, credit-score changes, debt cancellation, deletion of credit reporting, court acceptance of filings, or any specific result.
  • Generated content may be incomplete, incorrect, outdated, or unsuitable for your jurisdiction or facts.
  • The service may be changed, limited, suspended, or discontinued as needed for maintenance, security, compliance, or product reasons.

Accounts and acceptable use

  • You are responsible for protecting your login credentials, magic links, and authenticator-app codes.
  • Do not use the service to harass others, submit false information, impersonate another person, violate court orders, or generate documents for an unlawful purpose.
  • We may restrict or terminate access if use appears abusive, unsafe, unlawful, or harmful to the service or other users.
Attorney review recommended.

These policies are practical startup templates for this app. They should be reviewed by qualified counsel before broad public launch, paid subscriptions, or use in additional jurisdictions.