What this helps with
Use this to organize whether a debt buyer or collector can connect the claimed account from the original creditor to the current plaintiff.
What to look for
- Original account agreement and identifying account information
- Each bill of sale, assignment, purchase agreement excerpt, and account schedule
- Affidavits explaining who has personal knowledge of the records
- Balance history from last payment through charge-off and sale
Suggested next steps
- Open the case evidence checklist.
- Upload contracts, ledgers, assignments, and affidavits.
- Use discovery templates if key ownership documents are missing.