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Template guide

Retail installment sale contract review

Spot APR, finance-charge, optional add-on, payment-schedule, assignment, arbitration, and cancellation issues.

What this helps with

Use this for vehicle financing, financed retail purchases, TILA/Regulation Z questions, optional add-ons, or payment schedule concerns.


What to look for

  • APR, finance charge, amount financed, total of payments, and payment schedule
  • GAP, service contract, maintenance, theft, tire/wheel, or other add-on products
  • Assignment, arbitration, cancellation, refund, and repossession language
  • Buyer’s order, advertised terms, down payment, trade-in, and delivery documents

Suggested next steps

  1. Create a retail or vehicle purchase case.
  2. Run the retail transaction review.
  3. Upload the contract and buyer’s order for deeper analysis.